Working with Murat Lekesiz was smooth from start to finish. He compared options, secured an excellent price, and walked me through everything in a clear and patient way. Whenever I needed clarification, he responded quickly and helpfully. A reliable professional I would gladly recommend.
Protection you can trust.
We take the complexity out of insurance. We listen, explain the options in plain words and put together the cover that suits you.
5,0★★★★★225 Google reviews
Düsseldorf-OberkasselTurkish · German · English69 insurance products
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At home, on the road, for your health:we are here for you.
Focus on your business,we will tackle the rest together.
What you have worked fordeserves careful protection.
Insurance
What would you like to protect?
How we work
First we listen.
Then we build it together.
Example conversation in four phases.
Elif: Hello, we have just moved to Düsseldorf. We need home contents and car insurance. Where do we start?
LEKESIZ: Welcome! First we listen: how many of you are there, which vehicle do you drive, and do you rent your home?
LEKESIZ: We have put together three options for you. For each one, plain language explains what it covers and what it does not.
LEKESIZ: Attachment: comparison, 3 options.
Elif: The second one suits us.
LEKESIZ: Wonderful, then we will set it up together. We will send you just a single document to sign.
8 months later.
Elif: Someone drove into my parked car 😕
LEKESIZ: We are sorry to hear that. Send us the photos and we will take care of the rest.
LEKESIZ: Done. The payout has been approved.
Existing customers
Already insured with us?
Start common requests directly on WhatsApp: your message is prepared, and we take care of the rest.
Report a claimAccident, theft, water damage: report the claim to us and we will guide you through the process.Please have ready: policy number, date of loss, photos.eVB numberRequest the electronic insurance confirmation (eVB) for vehicle registration.Please have ready: vehicle details (make, model), vehicle registration document or purchase contract.Change of address or detailsMoved house or changed your details? We update your policies.Please have ready: new address, policy number, date of the change.Policy check or changeWe go through your existing policy with you and adjust it if needed.Please have ready: your policy or policy number.
Guides
Read first, then decide.
Health Insurance
Statutory or Private? Choosing Health Insurance in Germany
GKV or PKV: which health insurance suits you? This guide explains the differences, who is allowed to switch and what to look at when choosing.
Guides
The Most Important Insurance Policies in Germany: An Overview
Which insurance policies are necessary in Germany? A guide to compulsory insurance, useful extras and how to choose the right cover.
Insurance, simply explained.
Insurance should not need an interpreter. We have answered the most common questions in plain words. If you cannot find yours, write to us on WhatsApp and we will get back to you.
Your question is not here?
WhatsAppWhat is the difference between motor liability and comprehensive insurance?
Motor liability insurance is compulsory and covers damage you cause to others. Partial cover protects against theft, storms and broken glass; fully comprehensive cover also covers damage you cause yourself. Which option fits the value of your vehicle and how you use it, we clarify together.
Statutory (GKV) or private health insurance (PKV)?
Statutory health insurance sets the contribution according to income and covers family members at no extra cost. Private health insurance is based on age and health, and offers a wider range of benefits, but each family member must be insured separately. The decision depends on income, age and family situation, and we are glad to weigh it up with you.
What should I do if I have a claim?
Report the damage as soon as possible. After a road accident: have a police report drawn up and take photos. Throughout the claims process we support you in German, Turkish and English and can handle communication with the insurer on your behalf.
Do I need disability insurance?
State cover for reduced earning capacity is not enough in most cases. Disability insurance is especially important for employees under 40 and main earners on whose income the family depends. The earlier you take it out, the lower the premium.
Can I get advice in Turkish?
Yes. We advise you in German, Turkish and English. You can reach us in the language of your choice by WhatsApp or phone.
How long does it take to switch insurance?
For most types of insurance, the switch is completed within a few working days. Together we check your notice periods and make sure your cover has no gaps.
Rheinallee 149 · Düsseldorf-OberkasselOpen in Google Maps ↗
Contact
Let's talk.
Write to us on WhatsApp or give us a call. Choose whichever is easiest for you.
- WhatsApp+49 173 1848961
- Phone (office)0211 8797 8888Call
- Opening hours
- Monday to Thursday
- 09:00–13:00 · 14:00–18:00
- Friday
- 09:00–12:00 · 13:00–16:30
- Saturday to Sunday
- Closed