Group trips, whether with a club, a school class, a choir or an organised tour group, bring people together and create shared experiences. But when something goes wrong, the situation is complex: several people are affected, and coordinating cover and claims can become a lot of work. Group travel insurance (Gruppenreiseversicherung) is a simple solution: one contract, one cover for everyone.
Group travel insurance usually covers the same risks as individual travel insurance: trip cancellation, trip interruption, foreign health insurance and travel luggage insurance, but for all participants together. That makes organising much simpler: one application, one premium, one contract for the whole group.
For travel organisers such as tour leaders, club chairs and teachers in particular, the group policy is a simple solution. Instead of insuring each participant separately, the whole group is covered with one policy. This protects everyone involved equally and makes administration much easier.
A typical scenario: a youth group sets off on a study trip. One participant falls ill and needs medical care. The group travel health insurance pays the treatment costs and, in an emergency, the return transport too. The group leader is protected from unforeseen costs.
We help you find the right group travel insurance and make sure all participants on your trip are properly covered with no hassle.
Group and school trip cover (Gruppen-/Schülerreiseschutz) benefits
Trip cancellation: refund of cancellation costs for an insured reason (serious illness including COVID-19, death, accident, pregnancy, job loss).
Trip interruption: refund of unused and additional costs if the trip is cut short (illness, accident, death, quarantine).
Delay: up to €1,500 per person.
Travel luggage: up to €3,000 per person for lost or stolen luggage. Luggage delay: €150 after 6 hours.
Travel health insurance: unlimited cover for medical and dental emergency treatment. Medical repatriation. Search and rescue costs up to €10,000.
Travel liability: up to €500,000 per person. Travel accident: up to €30,000 for injury, €10,000 for death. Sport and activity: up to €500 for missed activities, €500 sports equipment, €5,000 recovery.
Group terms from 8 people. Scope: Europe or worldwide. Max. trip price €10,000 per person. Trip length up to 999 days (cancellation) or 56 days (with health insurance).
