Anyone travelling abroad, whether on holiday, a business trip or a longer stay, should not risk gaps in health cover. Statutory health insurance gives some protection within the EU through the European Health Insurance Card (EHIC), but this card does not cover everything. Health insurance for travel abroad (Auslandskrankenversicherung) closes the most important gaps and gives broad protection worldwide.
The strongest argument for health insurance abroad is medical repatriation to Germany. Abroad, a serious illness or an accident can make transport by air ambulance or helicopter necessary. The costs quickly reach five or six figures. Statutory health insurance does not usually pay them. Health insurance abroad does.
Even outside the EU, and even in countries with social security agreements, treatment costs can be considerable. In the USA in particular, or in countries with private healthcare systems, even simple hospital stays can cause ruinous costs. Anyone who travels without it carries this risk entirely alone.
Health insurance abroad is affordable: the annual premium for one person is often under 50 euros, for families under 100 euros. There are tariffs for single trips and annual tariffs for frequent travellers. Anyone who travels regularly, even on short trips within Europe, is usually better off with an annual tariff.
We help you find the right health insurance for your travel habits, so you can enjoy every trip without worry.
Health insurance abroad: benefits
100% reimbursement for: Emergency medical treatment (outpatient/inpatient), epidemic/pandemic illness (COVID-19), medicines, dressings, remedies and aids, dental pain treatment, fillings and temporary dentures.
Emergency and transport services: Search and rescue up to 15,000 euros, medically necessary repatriation 100%, repatriation of remains in case of death 100%, interpreter service.
Benefits for relatives: Childcare, travel to and from for close relatives (after 8+ days in hospital), visiting trips 25 euros/day.
Extra benefits: Sport & Active up to 500 euros for missed activities, sports equipment up to 500 euros/person.
Services: 24-hour emergency hotline (+49 89 24 44 14 200), allyz app, lounge access for flight delays from 1 hour, clinic referral, guarantee of cost cover.
No deductible. Can be taken out on the day of departure (before the trip starts). Annual insurance or single trip.
