Conflicts arise on the road every day: after a rear-end collision, in disputes over right of way and who is at fault, in arguments with the other party's insurer, or over a fine notice you think is unfair. Traffic legal expenses insurance (Verkehrsrechtsschutzversicherung) gives you the legal support you need in these situations.
Traffic legal expenses insurance covers all legal disputes that arise from using motor vehicles. That includes damages claims after accidents, disputes with garages over repair costs, objections to fine notices and points in Flensburg, and disputes about buying or selling a vehicle.
A particularly common use: accidents where who is at fault is unclear or disputed. When the other side's insurer refuses to pay damages in whole or in part, you need a lawyer's support. This is exactly what traffic legal expenses insurance is for.
Anyone who drives often knows the risk: even a careful driver can be caught up in an accident or receive unjustified fines. Traffic legal expenses cover means you can stand up for your interests without financial risk.
We advise you on the right combination of car insurance and legal expenses cover, so you are well placed both on the road and in court.
Traffic legal expenses benefits
Sums insured (Komfort): Europe 5 million euros, worldwide €500,000, criminal bail bond €500,000.
Areas covered: damages (for example compensation for pain and suffering after an accident), contract and property protection in traffic, tax legal expenses, social law legal expenses, administrative law legal expenses in traffic matters, criminal legal expenses (for example negligent bodily harm), legal expenses for regulatory offences, victim legal expenses.
No waiting period, immediate cover. Worldwide scope. Insured: drivers, cyclists, pedestrians, joggers, passengers, vehicle occupants. Also insured: spouse and family members.
Not insured: use of a vehicle for work, intentional claims, speed camera penalties (the fine itself), defence against damages claims.
Traffic legal expenses everyday examples
Insured: regulatory offences in traffic (speeding, safe distance), even if committed intentionally. If you are injured as a cyclist or pedestrian in an accident, taking action against the person who caused it. Disputes over car purchase, rental or repair contracts. Objection to a fine notice or loss of your driving licence. Claims for compensation for pain and suffering after road accidents.
Not insured: use of a vehicle for work, intentional claims, speed camera penalties, defence against damages claims.
