A trip is often planned and paid for months ahead, and then the unexpected happens: illness, a death in the family, sudden job loss or an accident just before departure. Travel cancellation insurance (Reiserücktrittsversicherung) protects you from the financial consequences of having to give up a trip and refunds travel costs you have already paid that cannot be recovered.
Travel cancellation insurance applies when you cannot start your trip for an insured reason, usually a serious illness, accident or death of an insured or close person. It covers cancellation fees, which can reach 100 percent of the trip price depending on when you cancel. For more expensive trips such as long-haul journeys, cruises or group travel, these costs can be considerable.
Many tariffs also protect you if you have to cut a trip short: if you must end your trip early for an insured reason, the unused travel services and the cost of returning home are refunded. This matters most on longer trips, where cutting short causes substantial extra costs.
You should take out travel cancellation insurance as soon as possible after booking. The closer the travel date, the higher the risk. Many providers require you to take out cover within a few days of booking, to guarantee full protection.
We advise you on terms and scope of cover and find the tariff that suits your planned trip and your need for security.
Travel Cancellation Insurance Benefits
Refund of cancellation costs if you do not start the trip for an insured reason. Extra costs if you cut a trip short, and unused services. Costs covered during personal quarantine. Travel assistance 24/7 worldwide. Premium: Cost refund for delays of 4 hours or more.
Insured reasons: Unexpected serious illness (including COVID-19), death, serious accident injury, pregnancy complications, theft of travel documents, refused visa, job loss (not your own fault), court summons, terrorist attack at the destination (Komplettschutz, full cover).
Time limits for taking out cover: Normally up to 30 days before the trip. Last minute (under 29 days): within 3 days of booking. Children up to 21 free of charge on family or couple tariffs. allyz app with real-time travel alerts.
